underwriting

Optimize underwriting risk assessment with comprehensive claims data

Access detailed historical claims information to provide accurate quotes and manage risk for self-funded and fully insured groups.

problem

Employers lack access to timely, comprehensive claims data for effective underwriting

Underwriters often rely on incomplete information from questionnaires, limited claims data, or outdated sources. This leads to inaccurate risk assessment, potentially mispriced quotes, and increased financial exposure for insurers and employers alike.

solution

Flexpa delivers instant, comprehensive claims data for precise underwriting

Flexpa provides underwriters with immediate access to detailed claims histories, including medical codes, treatments, and historical costs. This enables more accurate risk assessment, appropriate pricing, and better-informed decisions for both self-funded and fully insured groups.

Flexpa enables precise underwriting:

Access comprehensive claims data to accurately assess risk and set appropriate premiums.
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Eliminate reliance on incomplete questionnaires or limited claims information.
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Enable data-driven decisions for groups transitioning from fully insured to self-funded plans.
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Improve accuracy of stop-loss insurance pricing by providing a complete picture of historical claims.

Why Flexpa:

One Integration vs Hundreds

We have connected to more health plans than any other solution in the market.

Simple and Easy Integration

Flexpa fits nicely within your existing workflows. Long gone are the days of on-site implementations and rollouts. Your patients authenticate access with ease while your backend does the rest.

Reliable and Expectable

As a developer-first company, we're committed to provide the most reliable and uniform technology solution for your team.